Our Mission

FINANCIAL:

Maximize your after-tax, after-expense return

OPERATIONAL:

Alleviate the burden of managing your investments

EMOTIONAL:

Give you peace of mind about your future

Our Services

For most clients, our primary focus is helping them prepare for retirement, via three core services:

Investment Management

Asset selection, portfolio rebalancing, expense minimization, etc

Retirement
Planning

Contribution strategy, retirement timing, withdrawal optimization, etc

Tax
Minimization

Tax loss harvesting, Roth conversions, optimizing charitable donations, etc

We also strive to help our clients navigate the inevitable financial challenges and opportunities that life brings their way:

  • Buying a home

  • Funding a child’s education

  • Navigating a career change

  • Starting a business

  • Dealing with health challenges

  • Preparing for emergencies

  • Getting out of debt

  • Supporting charitable causes

  • Generating an estate plan

Our goal is to be the first professional our clients contact when they face a significant financial decision. While we do not provide tax or legal advice, we can often provide education and information that can help them decide how to move forward. For more complicated situations, we may refer them out to professionals who specialize in certain areas (accountants, tax attorneys, estate attorneys, etc).

Our Process

While the details are different for each client, our process involves four key steps:

Understand

1

Discuss and map out your current financial situation and goals.

Design

2

Create an investment strategy and allocation customized to your situation.

Configure your investment portfolio in accordance with the strategy.

3

Implement

Adapt

4

Continually monitor and optimize your portfolio as your circumstances evolve.